With the Vanilla eGift Visa Virtual Account you can spend your money on what counts. Using your Vanilla eGift Visa Virtual Account is quick, convenient and secure. On your own time, you can shop over the phone or online. Funds are ready to use within 24 hours. Vanilla Visa ® Gift Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Cards may be used in the U.S. and District of Columbia everywhere Visa debit cards are accepted. Terms and conditions apply. See Cardholder Agreements for details. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Gift Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Visa debit cards are accepted in the US. No cash or ATM access. The GiftCards.com Visa Reward Cards are issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Reward Card can be used everywhere Visa debit cards are accepted. No cash or ATM Access.